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OnQ presents a series of reports to help viewers navigate the world of health insurance, to make informed decisions, and to learn about available options.

Choose a topic from the drop-down list below.

PLAN COST ADVISOR
Are you looking to compare the different health insurance plan options that you have based upon cost? Use Highmark’s Plan Cost Advisor to input information about any health insurance plan, and the tool will tell you which plan is the most cost-effective for you.

Go the Highmark Blue Cross Blue Shield Home Page
and click on "Learn More" in the green "Manage Your Plan" box.

Once on the Member site, select Plan Cost Advisor from the green Quick Resources box.

UNDERSTANDING HEALTH INSURANCE
Understanding Confusing Health Insurance Terms
HSAs? Copays? Deductibles? Sometimes health insurance terms can be confusing. Here’s a list of health insurance terms and their definitions. pdf

Get Involved With the Issues
Health insurance and health care are often regulated by the state and federal governments. To understand the issues that are currently being debated about health care, and to get involved with the issues, learn more here from Highmark.

USING HEALTH CARE SERVICES
How to Read Your EOB Statement
Highmark and other health insurers provide you with an Explanation of Benefits (EOB) statement to let you know the processing outcome of the services that you received. Click here for an example of Highmark’s EOB and a description of what’s on the form. pdf

Second Opinion
You can get an exclusive, "real-life" look at how doctors manage medical conditions — from diagnosis to treatment — through Second Opinion, a PBS series sponsored by the Blue Cross and Blue Shield Association (BCBSA). Watch Second Opinion online, including all 52 episodes from the first four seasons. Both full episodes (30 minutes) and sample episodes (5 minutes) can be viewed. Second Opinion debuted on PBS in 2005 and is now in its fifth season.

STAYING HEALTHY AND WELL
Health Tips
Highmark wants to help you have a greater hand in your health. Our audio health tips with information about timely health concerns can help you become a more informed health care consumer. We encourage you to listen to each of these periodic health tips and share the information with family and friends. Since each tip is under one minute, it's fast and easy to get helpful information on staying healthy.

How can I help my children lead healthier lives?
Highmark Healthy High 5 is a 5-year, $100 million investment of the Highmark Foundation. Through Highmark Healthy High 5, the Highmark Foundation will improve the health and well-being of our kids and create a brighter future for us all.

HIGHMARK MEMBER INFORMATION
What Tools Can Help Me?
Many consumers are having more financial and decision-making responsibility for their health care. Find out how Highmark’s tools and member benefits can help you better select a health plan, use health care services and make lifestyle choices.

What benefits does Highmark offer its members?
Highmark members have access to a variety of health tools to help them select a health plan, use health care services and make lifestyle choices. Read more

Wellness where you live.
Highmark members have access to online, onsite and telephonic health and
wellness programs at no charge. Read more.